In the event that your vehicle is declared a total loss, the difference between
the Actual Cash Value for your vehicle and the amount of money you owe on your loan
or lease is called the "GAP". You are responsible for paying the GAP amount to settle
your loan or lease contract.
Our A.M. Best rating of A+ XV (Superior) and Standard and Poor's "A" rating confirm
the professionalism, endurance, and quality that make us a leading excess and surplus and
speciality lines carrier.
